My payment methods OpenCart

This module is needed when the standard payment methods in a store are no longer sufficient. "My Payment Methods" allows you to create custom payment options (such as "Payment by Invoice," "Transfer to Messenger," or "Payment after Call") and display them to customers only where truly appropriate.

What the module can do

• Create multiple payment methods with a name, description, terms, and instructions.
• Payment instructions are displayed at the confirmation step, in an email, and in your personal account (order page).
• Logo support next to the method name (including in some quick designs).
• Flexible display rules based on order and customer data:
  • store, currency, customer group
  • country, region, geozone, city, zip code
  • delivery method
  • coupon/certificate (including "*" if a discount is applied)
  • categories, products, manufacturers
  • days of the week, time, date range
  • amount/weight/quantity of goods, as well as the "only for free orders" mode
• Integrations:
  • Redirect: redirect to the payment page with data transfer
  • API: Request to the gateway (GET/POST/JSON) and check for success based on conditions
  • Callback/Notify URL - a silent notification upon order completion

Benefits for the owner: fewer “unnecessary” methods at the checkout, higher conversion rates, and fewer operator errors.
A plus for the buyer: they see only suitable options and immediately receive clear instructions.

Practical examples

1. Cash on delivery - show only for certain cities/postal codes and if delivery is available.
2. Payment by invoice – available only to the “Legal Entities” group, with an instruction letter and bank details.
3. Discount method - display only if coupon "*" is applied or order amount is within the specified range.

Recommendation: Start with 2-3 methods, set up rules for geofencing and shipping, and then turn on debugging to see which conditions are "hiding" the method at checkout.